Maal is the all-in-one for ethical investing — a CFO-level advisor that reads your statements, bank accounts and transactions, then explains your financial situation in plain language. Super, HECS, portfolio, spending: one clear picture.
Free to start. No card required. Read-only bank connections via Basiq.
Your values. Your framework. Your score.
Not another budgeting app. Maal reads your statements, accounts and transactions — then turns them into education you can act on.
No paperwork, no card. Answer a few questions about your situation and goals.
Link your bank via Basiq, add your super fund, or drop statements into the Vault. Manual entry works too.
Get your three scores, a personalised action plan, and an advisor you can question — any time.
Most platforms tell you what your money is doing. Almost none ask whether it reflects your values. Maal is built for people who want to grow wealth and sleep well — the all-in-one for ethical investing.
Halal and ESG frameworks are first-class citizens, not afterthoughts. Screening tools are on the roadmap — your values shape your scores today.
Superannuation, HECS-HELP, franking credits, EOFY, the ATO — Maal speaks Australian finance natively, not as a US import.
Bank connections via Basiq under the Consumer Data Right. Maal can never move money. Credentials are never stored. Your data is never sold.
Maal explains what's happening in your finances and why it matters. The decisions stay yours.
Start free. Upgrade when you want the full advisor.
Your subscription funds Maal — the advisor behind chat, radar, deep research and its core job: reading your financial statements, bank accounts and transactions so you can understand your financial situation.
Three scores, one advisor, zero judgement. Free to start.
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